{"id":513,"date":"2024-01-01T01:07:42","date_gmt":"2023-12-31T16:07:42","guid":{"rendered":"https:\/\/redqkqkrl.com\/?p=513"},"modified":"2024-02-02T00:37:39","modified_gmt":"2024-02-01T15:37:39","slug":"dsr-ltv-dit-%eb%9c%bb-%eb%b0%8f-%ea%b3%84%ec%82%b0%eb%b0%a9%eb%b2%95","status":"publish","type":"post","link":"https:\/\/redqkqkrl.com\/dsr-ltv-dit-%eb%9c%bb-%eb%b0%8f-%ea%b3%84%ec%82%b0%eb%b0%a9%eb%b2%95\/","title":{"rendered":"DSR, LTV, DTI \ub73b \ubc0f \uacc4\uc0b0\ubc29\ubc95"},"content":{"rendered":"<p>DSR, LTV, DIT \ub73b \ubc0f \uacc4\uc0b0 \ubc29\ubc95 \uac1c\ub150\uc5d0 \ub300\ud574 \uc815\ub9ac\ud55c \uae00\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub0b4\uc9d1\ub9c8\ub828\uacfc \uac19\uc740 \uc8fc\ud0dd\uad6c\uc785\uc744 \uc704\ud574 \ub300\ucd9c\uc744 \ud558\uac70\ub098 \ubd80\ub3d9\uc0b0 \uacf5\ubd80\uc2dc \ub4f1\uc7a5\ud558\ub294 \uac1c\ub150\uc774 \uba87 \uac00\uc9c0 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ucd9c \uaddc\uc81c\ub584 \uc790\uc8fc \ub4f1\uc7a5\ud55c \uac1c\ub150\uc73c\ub85c DSR, LTV, DTI\uac00 \uc788\ub294\ub370\uc694. \uac01\uac01\uc758 \ub73b\uacfc \uacc4\uc0b0 \ubc29\ubc95\uc5d0 \ub300\ud574\uc11c \uc815\ub9ac\ud574\ubcf4\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_67_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >\uc26c\uc6b4 \ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/redqkqkrl.com\/dsr-ltv-dit-%eb%9c%bb-%eb%b0%8f-%ea%b3%84%ec%82%b0%eb%b0%a9%eb%b2%95\/#DSR%EC%9D%B4%EB%9E%80\" title=\"DSR\uc774\ub780?\">DSR\uc774\ub780?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/redqkqkrl.com\/dsr-ltv-dit-%eb%9c%bb-%eb%b0%8f-%ea%b3%84%ec%82%b0%eb%b0%a9%eb%b2%95\/#LTV%EB%9E%80\" title=\"LTV\ub780?\">LTV\ub780?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/redqkqkrl.com\/dsr-ltv-dit-%eb%9c%bb-%eb%b0%8f-%ea%b3%84%ec%82%b0%eb%b0%a9%eb%b2%95\/#DTI%EB%9E%80\" title=\"DTI\ub780?\">DTI\ub780?<\/a><\/li><\/ul><\/nav><\/div>\n<h1><span class=\"ez-toc-section\" id=\"DSR%EC%9D%B4%EB%9E%80\"><\/span>DSR\uc774\ub780?<span class=\"ez-toc-section-end\"><\/span><\/h1>\n<p>Debt Service Ration\uc758 \uc57d\uc790\ub85c \ucd1d\ubd80\ucc44\uc6d0\ub9ac\uae08\uc0c1\ud658\ube44\uc728\uc744 \ub9d0\ud569\ub2c8\ub2e4.<br \/>\n\ub300\ucd9c\uc790\uc758<a href=\"https:\/\/terms.naver.com\/entry.naver?docId=5608&amp;cid=43659&amp;categoryId=43659\" rel=\"noopener\"> \uc0c1\ud658<\/a>\ub2a5\ub825 \ub300\ube44\ud574\uc11c \uc6d0\uae08\uacfc \uc774\uc790\ub97c \uc0c1\ud658\ud560 \uc218 \uc788\ub294 \ubd80\ub2f4 \ube44\uc728\uc744 \ub098\ud0c0\ub0b4\ub294 \uc9c0\ud45c\uc785\ub2c8\ub2e4.<\/p>\n<p><center><br \/>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-2486614604605189\" crossorigin=\"anonymous\"><\/script><br \/>\n<!-- \uc6cc\ub4dc\ud504\ub808\uc2a4 \uace0\uc815\uad11\uace0 300*250 --><br \/>\n<ins class=\"adsbygoogle\" style=\"display: inline-block; width: 300px; height: 250px;\" data-ad-client=\"ca-pub-2486614604605189\" data-ad-slot=\"4886824853\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/center>\uc774\ub294 \ub300\ucd9c\uc790\uac00 \ubcf4\uc720\ud55c \ucd1d \ub300\ucd9c(\ubaa8\ub4e0 \ub300\ucd9c)\uc744 1\ub144\ub3d9\uc548 \ub0a9\uc785\ud560 \uc6d0\ub9ac\uae08 \uc0c1\ud658\uae08\uc561\uc744 \ub300\ucd9c\uc790\uc758 \uc5f0 \uc18c\ub4dd\uc73c\ub85c \ub098\ub208 \uac12\uc785\ub2c8\ub2e4. \uc774\ub54c \uacc4\uc0b0\ud558\ub294 \ub300\ucd9c\uc740 \ubd80\ub3d9\uc0b0\ub300\ucd9c \ubfd0\ub9cc \uc544\ub2c8\ub77c \uc2e0\uc6a9\ub300\ucd9c, \uc790\ub3d9\ucc28\ud560\ubd80, \ub9c8\uc774\ub108\uc2a4 \ud1b5\uc7a5 \ub4f1\ub3c4 \ubaa8\ub450 \ud3ec\ud568\ub418\ub2c8 \ub300\ucd9c\uc790 \ubcf8\uc778 \uc55e\uc73c\ub85c \ub418\uc5b4 \uc788\ub294 \ucd1d \ub300\ucd9c\uc744 \uc5f0 \uc18c\ub4dd\uc73c\ub85c \uac1a\uc744 \uc218 \uc788\uc744\uc9c0 \uc5ec\ubd80\ub97c \ud655\uc778\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p><center><br \/>\n<a class=\"myButton\" href=\"https:\/\/search.naver.com\/search.naver?sm=tab_hty.top&amp;where=nexearch&amp;ssc=tab.nx.all&amp;query=dsr%EA%B3%84%EC%82%B0%EA%B8%B0&amp;oquery=dsr%EA%B3%84%EC%82%B0&amp;tqi=ikXHWlqo15VssfUwTD4ssssstyl-406553\">DSR \uacc4\uc0b0\uae30 \ubc14\ub85c\uac00\uae30<\/a><\/center><\/p>\n<h1><\/h1>\n<h1><\/h1>\n<p>&nbsp;<\/p>\n<h1><span class=\"ez-toc-section\" id=\"LTV%EB%9E%80\"><\/span>LTV\ub780?<span class=\"ez-toc-section-end\"><\/span><\/h1>\n<p><center><br \/>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-2486614604605189\" crossorigin=\"anonymous\"><\/script><br \/>\n<!-- \uc6cc\ub4dc\ud504\ub808\uc2a4 \uad11\uace0 \uc0c1\ub2e8 \ubc18\uc751\ud615 --><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-2486614604605189\" data-ad-slot=\"4531601636\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/center><br \/>\nLoan to Value raion\uc758 \uc57d\uc790\ub85c \uc8fc\ud0dd\ub2f4\ubcf4\ub97c \uc778\uc815\ud558\ub294 \ube44\uc728\uc744 \ub9d0\ud569\ub2c8\ub2e4.<br \/>\n\uc8fc\ud0dd\uc744 \ub2f4\ubcf4\ub85c \ub300\ucd9c\uc744 \ud560 \ub54c, \ub0b4\uac00 \ub2f4\ubcf4\ub85c \uc7a1\uc740 \uc8fc\ud0dd\uac00\uaca9\uc744 \uae30\uc900\uc73c\ub85c \ucd5c\ub300 \ub300\ucd9c\ud560 \uc218 \uc788\ub294 \ub300\ucd9c\ube44\uc728\uc785\ub2c8\ub2e4. \uc989, <strong>\ud574\ub2f9 \uc8fc\ud0dd\uc744 \ub2f4\ubcf4\ub85c \uba87 \ud504\ub85c\uae4c\uc9c0 \ub300\ucd9c\uc774 \uac00\ub2a5\ud55c\uc9c0<\/strong>\uc758 \ube44\uc728\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc608\ub97c\ub4e4\uc5b4 LTV70%, \ub300\ucd9c\uc6d0\ud558\ub294 \uc8fc\ud0dd \uac10\uc815\uac00 5\uc5b5\uc6d0\uc77c\uacbd\uc6b0 \u2192 5\uc5b5\uc6d0\uc758 70%\uae4c\uc9c0 \ub300\ucd9c\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc989, 3\uc5b5 5\ucc9c\ub9cc\uc6d0\uae4c\uc9c0 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc6d0\ud558\ub294 \uc8fc\ud0dd \uac00\uaca9\uc744 \uae30\uc900\uc73c\ub85c \uacc4\uc0b0\ud574\ubcf4\uba74 \uc8fc\ud0dd\uad6c\uc785\ub300\ucd9c \ud55c\ub3c4\ub97c \uc5b4\ub290 \uc815\ub3c4 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><center><br \/>\n<a class=\"myButton\" href=\"https:\/\/search.naver.com\/search.naver?where=nexearch&amp;sm=tab_etc&amp;mra=bkUz&amp;pkid=69&amp;qvt=0&amp;query=LTV%EA%B3%84%EC%82%B0%EA%B8%B0\">LTV \uacc4\uc0b0\uae30 \ubc14\ub85c\uac00\uae30<\/a><\/center><\/p>\n<h1><\/h1>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h1><span class=\"ez-toc-section\" id=\"DTI%EB%9E%80\"><\/span>DTI\ub780?<span class=\"ez-toc-section-end\"><\/span><\/h1>\n<p>Dept to Income\uc758 \uc57d\uc790\ub85c \ucd1d<a href=\"https:\/\/terms.naver.com\/entry.naver?docId=1104167&amp;cid=40942&amp;categoryId=31819\" rel=\"noopener\">\ubd80\ucc44<\/a>\uc0c1\ud658\ube44\uc728\uc744 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc989, \uc27d\uac8c\ub9d0\ud558\uba74 \ub300\ucd9c\uc790 <strong>\uac1c\uc778\uc758 \ucd1d \ubd80\ucc44(\ub300\ucd9c)\uc0c1\ud658\ube44\uc728\uc744 \uae30\uc900\uc73c\ub85c \uc6d0\ub9ac\uae08\uc0c1\ud658\uc561 \ud55c\ub3c4<\/strong>\ub97c \uc815\ud574\uc8fc\ub294\uac74\ub370\uc694. \uc880 \ub354 \ud480\uc5b4 \uc4f0\uba74 \ubcf8\uc778\uc758 \ucd1d \ub300\ucd9c\uc744 \uae30\uc900\uc73c\ub85c \ub0a9\uc785\ud560 \uc6d0\uae08\uacfc \uc774\uc790\uae08\uc561\uc758 \ud55c\ub3c4\ub97c \uacb0\uc815\ud558\ub294 \ube44\uc728\uc785\ub2c8\ub2e4.<br \/>\n\ub300\ucd9c\uc790\uac00 1\ub144\ub3d9\uc548 \uc0c1\ud658\ud574\uc57c\ud558\ub294 \uae08\uc561\uc774 \ucd1d \uc18c\ub4dd\ub300\ube44 \uba87 \ud504\ub85c\uc778\uc9c0\ub97c \ub098\ud0c0\ub0b4\ub294 \uac83\uc73c\ub85c \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uc6d0\uae08 \ubc0f \uae30\ud0c0 \uc774\uc790\uc0c1\ud658\uc561\uc744 \ud569\uc0b0\ud55c \uae08\uc561\uc744 \ucd1d \uc18c\ub4dd\uc73c\ub85c \ub098\ub208 \ube44\uc728\uc785\ub2c8\ub2e4.<\/p>\n<p><strong>DTI = ( \ub2f4\ubcf4\ub300\ucd9c\uc0c1\ud658\uae08\uc561 \ud569\uc0b0\uc561\/\ucd1d\uc18c\ub4dd)*100<\/strong><\/p>\n<p>\uc608\ub97c\ub4e4\uc5b4 1\ub144 \ucd1d\uc18c\ub4dd\uc774 5000\ub9cc\uc6d0\uc774\uace0, DTI\ube44\uc728\uc774 60%\uc801\uc6a9\uc77c\ub584, \uc5f0\uac04 \ucd1d\ubd80\ucc44\uc758 \uc6d0\ub9ac\uae08\uc0c1\ud658\uc561 \ud55c\ub3c4\ub294 3,000\ub9cc\uc6d0\uae4c\uc9c0 \ub300\ucd9c \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<p><center><br \/>\n<a class=\"myButton\" href=\"https:\/\/search.naver.com\/search.naver?where=nexearch&amp;sm=tab_etc&amp;mra=bkUz&amp;pkid=69&amp;qvt=0&amp;query=DTI%EA%B3%84%EC%82%B0%EA%B8%B0\">DTI \uacc4\uc0b0\uae30 \ubc14\ub85c\uac00\uae30<\/a><\/center>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>\ubc14\uafd4\ub9d0\ud558\uba74 \ub300\ucd9c\uc790\uc758 \ucd1d \uc18c\ub4dd\uc774 \ub9ce\uc744\uc218\ub85d \ub300\ucd9c\ud55c\ub3c4\ub3c4 \ub298\uc5b4\ub098\ub294 \uc6d0\ub9ac\uc785\ub2c8\ub2e4. \uc0c1\ud658\ub2a5\ub825\uc744 \ubcf4\uaca0\ub2e4\ub294 \uac83\uc778\ub370 LTV\uc640 DTI, DSR\ubaa8\ub450 \uace0\ub824\ud574\uc57c\ud560 \uacbd\uc6b0 \uc804\ubb38 \uc0c1\ub2f4\uc744 \ud1b5\ud574 \uacc4\uc0b0\ud558\uba74 \ub300\ucd9c \ud55c\ub3c4\ub97c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><center><br \/>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-2486614604605189\" crossorigin=\"anonymous\"><\/script><br \/>\n<!-- \uc6cc\ub4dc\ud504\ub808\uc2a4 \uad11\uace0 \uc0c1\ub2e8 \ubc18\uc751\ud615 --><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-2486614604605189\" data-ad-slot=\"4531601636\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/center>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>\uc815\ub9ac\ud558\uba74 LTV\ub294 \ub300\ucd9c\ud560 \uc8fc\ud0dd\uc744 \uae30\uc900\uc73c\ub85c \ub300\ucd9c\ud55c\ub3c4\uac00 \uacb0\uc815\ub418\ub294 \uac83\uc774\uace0, DTI\ub294 \ub300\ucd9c\uc790 \ucd1d\uc18c\ub4dd \uae30\uc900\uc73c\ub85c \uc6d0\ub9ac\uae08\uc0c1\ud658\uc561 \ud55c\ub3c4\uac00 \uc815\ud574\uc838 \uadf8\uc5d0 \ub530\ub77c \ub300\ucd9c\ud55c\ub3c4\uac00 \uacb0\uc815\ub429\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>DSR, LTV, DIT \ub73b \ubc0f \uacc4\uc0b0\ubc29\ubc95 \uac1c\ub150\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>DSR, LTV, DIT \ub73b \ubc0f \uacc4\uc0b0 \ubc29\ubc95 \uac1c\ub150\uc5d0 \ub300\ud574 \uc815\ub9ac\ud55c \uae00\uc785\ub2c8\ub2e4. \ub0b4\uc9d1\ub9c8\ub828\uacfc \uac19\uc740 \uc8fc\ud0dd\uad6c\uc785\uc744 \uc704\ud574 \ub300\ucd9c\uc744 \ud558\uac70\ub098 \ubd80\ub3d9\uc0b0 \uacf5\ubd80\uc2dc \ub4f1\uc7a5\ud558\ub294 \uac1c\ub150\uc774 \uba87 \uac00\uc9c0 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ucd9c \uaddc\uc81c\ub584 \uc790\uc8fc \ub4f1\uc7a5\ud55c \uac1c\ub150\uc73c\ub85c DSR, LTV, DTI\uac00 \uc788\ub294\ub370\uc694. \uac01\uac01\uc758 \ub73b\uacfc \uacc4\uc0b0 \ubc29\ubc95\uc5d0 \ub300\ud574\uc11c \uc815\ub9ac\ud574\ubcf4\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4. &nbsp; &nbsp; &nbsp; DSR\uc774\ub780? Debt Service Ration\uc758 \uc57d\uc790\ub85c \ucd1d\ubd80\ucc44\uc6d0\ub9ac\uae08\uc0c1\ud658\ube44\uc728\uc744 \ub9d0\ud569\ub2c8\ub2e4. \ub300\ucd9c\uc790\uc758 \uc0c1\ud658\ub2a5\ub825 \ub300\ube44\ud574\uc11c \uc6d0\uae08\uacfc \uc774\uc790\ub97c &#8230; <a title=\"DSR, LTV, DTI \ub73b \ubc0f \uacc4\uc0b0\ubc29\ubc95\" class=\"read-more\" href=\"https:\/\/redqkqkrl.com\/dsr-ltv-dit-%eb%9c%bb-%eb%b0%8f-%ea%b3%84%ec%82%b0%eb%b0%a9%eb%b2%95\/\" aria-label=\"More on DSR, LTV, DTI \ub73b \ubc0f \uacc4\uc0b0\ubc29\ubc95\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":585,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>DSR, LTV, DTI \ub73b \ubc0f \uacc4\uc0b0\ubc29\ubc95<\/title>\n<meta name=\"description\" content=\"DSR, LTV, DIT 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